EXPERIENCE. RELIABILITY. RESULTS.

Determined, Result Oriented

PROBLEM-SOLVING EXPERTISE AND EXPERIENCED FOR MORE THAN 25YEARS

We are a debt relief agency, We help people
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Jerome C. Payne Law Firm

WE DO NOT ONLY SOLVE YOUR PROBLEMS, WE ACCOMPLISH IT FOR YOU!

WE’VE BEEN SERVING THE MEMPHIS, TN COMMUNITY FOR MORE THAN 25 YEARS
With Jerome C Payne Law Firm, you get a jovial, experienced, and professional team to deal with your problems. We are your multiple problem solver companions. We will guide you towards financial freedom and help you claim compensation for your accidental injuries. Our primary goal is to solve your problems and provide you an incredible experience as you journey with us.

Jerome C Payne can help you with many legal cases including- Bankruptcy, Criminal Defense, Divorce, Child Custody, Child support, Auto accident, Premises Liability, and Personal injury.

Get Legal Assistance From an Experienced and Trustworthy Bankruptcy Attorney in Memphis, TN

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Frequently Asked Bankruptcy Questions

Should I file chapter 7 or chapter 13 bankruptcy?

It depends on your financial problem and monthly income & expenses. Filing bankruptcy could help you prevent harassment and resolve the issue in a legal manner. We can discuss the process thoroughly if you contact us.

Can I lose my property?

Although every case is different, people usually do not lose anything if they file bankruptcy. Thus, if you are thinking of filing a bankruptcy petition regarding your financial issue, you are good to go.

Who notifies the creditors and bill collectors?

Usually, the court mails the notice to all the creditors you’ve mentioned in the petition.

Can the bankruptcy petition stop bill collectors from calling?

Yes! The bankruptcy temporarily can stop creditors from calling and harassing you. Once the petition is filed, your creditors will have to work through the bankruptcy court process.

Can all debts be eliminated?

Well, it depends on the types of debts you have. Some debts can be discharged legally and some debts are not eligible for elimination. To learn what debts can be discharged, feel free to talk to our team.

Can I file bankruptcy for my debts, but not include my assets?

No, the law doesn’t allow you to do that. If you hide an asset from the court, legal action will be taken against you. In fact, the court can dismiss your case.

When I can expect to see the result of a bankruptcy petition?

The timeline for a bankruptcy petition can vary on the types of cases. Usually, bankruptcy cases are completed between 3 to 6 months, depending on the type of debt and a variety of factors.
Want to speak to a legal professional about your options? Contact Jerome C. Payne online or call (901) 794-0884 today.

Why choose our law firm?

Backed by 25+ years experience
Highly experienced, skilled, and professional team
Free consultations
Affordable attorney fees
Convenient appointments
Numerous happy clients
(901) 794-0884
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